Terms of Use

1. Who may use the Service

Umbrella HQ is a private, access-controlled system for the exclusive use of Umbrella Bookkeeping’s authorized staff and the client representatives it grants access to. It is not open to the public. You may use the Service only if you have been issued credentials or a valid access link by Umbrella Bookkeeping, and only for the business purposes for which access was granted.

2. Accounts and security

• Keep your credentials confidential and do not share your account. Passkeys and passwords are personal to you.
• You are responsible for activity that occurs under your account. Tell us immediately if you suspect unauthorized use.
• Access may be logged and monitored for security and compliance. Any attempt to access data or functions you are not authorized to use is prohibited.

3. Acceptable use

You agree not to:

• use the Service in violation of any law or of any obligation you owe to a client or third party;
• attempt to probe, scan, breach, disable, or circumvent any security or access control, or access another organization’s data;
• copy, scrape, or extract data except as needed for your authorized work, or disclose data to anyone not entitled to receive it;
• upload malicious code, or interfere with the integrity or performance of the Service.

4. Client and third-party information

The Service holds confidential business, financial, and personal information belonging to Umbrella Bookkeeping and its clients. You must treat all such information as confidential, use it only for your authorized work, and handle it in accordance with Umbrella Bookkeeping’s policies and applicable law.

5. Intellectual property

Umbrella HQ and all associated software, design, text, and trademarks are owned by Umbrella Bookkeeping and/or its licensors and are protected by intellectual-property laws. These Terms grant you a limited, revocable, non-transferable right to use the Service for its intended business purpose; they do not transfer any ownership rights. Data you enter on behalf of a client remains the property of that client or Umbrella Bookkeeping, as applicable.

6. Availability and changes

We work to keep the Service available and accurate but do not guarantee it will be uninterrupted or error-free. We may modify, suspend, or discontinue features at any time.

7. Disclaimer of warranties

The Service is provided “as is” and “as available,” without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Figures and reports generated by the Service are working tools and do not replace professional accounting, tax, legal, or audit judgment.

8. Limitation of liability

To the fullest extent permitted by law, Umbrella Bookkeeping and its licensors will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of data, profits, or goodwill, arising from your use of the Service. [Any additional caps or carve-outs to be set by counsel].

9. Suspension and termination

We may suspend or revoke your access at any time — for example, when your role ends or if these Terms are violated. Provisions that by their nature should survive termination (such as confidentiality, intellectual property, disclaimers, and limitation of liability) will survive.

10. Changes to these Terms

We may update these Terms from time to time. When we do, we will revise the effective date above, and continued use of the Service means you accept the updated Terms.

11. Governing law

These Terms are governed by the laws of the State of [State], without regard to its conflict-of-laws rules, and the parties submit to the courts located in [county / venue] for any dispute.

12. Contact

Questions about these Terms? Contact Umbrella Bookkeeping at [contact email] or [mailing address].